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How it works    

AZIMA offers Kenyans a convenient way to access loans. It is reliable and persistently available providing customers with much needed short term liquidity assistance 24/7.

Payment is done via M-Pesa paybill number 571388 (Aliquot Limited C2B).

Use your Azima registered phone number as the account number.

Successful loan applicants get funds into their M-pesa wallet.

Qualify for loans of Ksh. 1,000 which rise to Ksh. 20,000 over time.

Information collected helps us develop your credit profile internally.

By repaying your loans in a timely fashion, you enhance your credit score with us, thereby qualifying for higher loans in a graduated process.

Non-payment (default) will result in black listing with relevant Credit Reference Bureaus.

Late payments attract a penalty fee. Penalties are applicable 3 days after the due date, T&C apply.

We take your privacy very seriously. We do not share your information with third parties.